Our investment approach focuses on the factors that matter most to tilt the odds of future success in your favor.
Strategic Asset Allocation
Tactical Asset Allocation
Passive Index Funds – vs – Active Management Strategies
Tax Efficiency – vs – Tax Inefficiency
Low Cost – vs – High Cost
It is well established that asset allocation is the largest single determinant of the level of absolute returns an investor will experience over time. Our proprietary tactical asset allocation thesis and discipline, which underpins our strategies, has been blindly and independently tested by Ned Davis Research, Inc. coming up on 20 years now – from November 2000 through the present date. NDR is one of the oldest and largest independent investment research firms in the country founded in 1980. The results of these blind back- tests of our proprietary asset allocation thesis are compelling, both as to the consistency and magnitude of the results relative to statically allocated neutral benchmarks comprised of index returns.
It is also well established that index funds have outperformed the vast majority of active managers over five and ten year periods, net of fees.
Our core wealth strategy combines our proprietary tactical asset allocation discipline, together with all of the many benefits of passive indexed investing, to elevate the probability of higher net returns over time. All with less active risks, tax efficiently, and at low cost.